Your Advantage in Real Estate

We’ve been in our home for 2 weeks & it never would have happened without Mike Kistner (our real estate agent) & Kevin Gibbs (our mortgage broker). We started this journey in a completely different place then where we ended. When we dreamed big and asked “what if” they were always up for the challenge of trying to make our crazy ideas happen. The first 3 ideas failed! Looking back, we are glad they did. These are your guys if you are looking for a stepping stone or your forever home.


Questions & Answers

Will my house be visible in Zillow or other 3rd party sites?

Your house will be listed in Mid America Regional Information Service, multi-listing system (MLS) and will be pushed to 3rd party sites such as, Zillow, Trulia, etc.

What services are provided by Kistner & Associates beyond the MLS listing?

Some of the services provided, but not limited to are: we handle all paperwork, negotiations, marketing, arrange showings and closing coordination.

Is a pre-approval letter from a lender required to make an offer?

This is subject to the seller, but highly recommended to have before searching for a house.

How long does it take to buy a house?

The average time to complete the sale of a home is 30 to 45 days. Though, this is subject to negotiation and multiple factors such as loan commitment.

What is loan commitment?

Loan commitment is a letter provided by a mortgage lender that indicates a borrower has passed their underwriting guidelines and that they are willing to offer the borrower a home loan. A loan commitment letter is an indication that the buyer's home loan has been approved.

What is earnest money?

When you make an offer on a home, your agent will ask for a check to accompany it (typically 1% to 2% of the purchase price). Earnest money is made in good faith to demonstrate to the seller that the buyer’s offer is genuine. The check is deposited in an escrow account for safekeeping. If a deal is struck, the earnest money is applied to the down payment and closing costs. If the deal falls through, the money may or may not be returned to the buyer.